50 Best Consumer Lending Companies to Watch in 2026

The most prominent consumer lending companies ranked by global prominence, funding activity, and market position. Showing the top 50 out of 554 companies tracked on Fsome.

554
Total Companies
$59.5B
Total Funding
$107.4M
Avg Funding
London
Top Location
# Company Location Employees Total Funding Last Round Last Funded
1
Blue Owl
Blue Owl is an asset management firm offering alternative investment solutions i…
New York $3.6B Post Ipo Debt 2026-04-15
2
Abound
Abound is a consumer lending financial firm that assesses applicants' financial …
London 51 - 100 $2.0B Debt Financing 2025-03-27
3
Zilch
Zilch is is a direct-to-consumer ad-subsidised payments network that provides a …
London 251 - 500 $822.9M Debt Financing 2025-11-13
4
Best Egg
Best Egg offers a digital platform that delivers personal finance and lending pr…
Wilmington 251 - 500 $1.5B Debt Financing 2024-12-18
5
Avant
Avant is an online lending platform that offers alternatives to its clients with…
Chicago 501 - 1K $2.3B Debt Financing 2026-02-26
6
MobiKwik
MobiKwik provides financial products, including payments and digital credit serv…
Gurgaon 501 - 1K $187.5M Post Ipo Secondary 2025-09-01
7
January
A transparent debt resolution platform humanizing the consumer debt collection i…
New York 51 - 100 $22.0M Series B 2023-12-04
8
Yendo
Yendo offers a suite of consumer credit cards
Dallas 51 - 100 $507.5M Debt Financing 2026-02-20
9
Sealed
Sealed is a residential energy efficiency startup that designs, manages, and fin…
New York 51 - 100 $97.5M Series B 2024-03-15
10
Better.com
Better.com is a homeownership journey platform that utilizes technology to chang…
New York 1K - 5K $1.8B Post Ipo Equity 2026-04-08
11
Wonder Home Finance
Wonder Home Finance specializes in home and business loan services for customers…
Jaipur 251 - 500 $55.1M Private Equity 2026-01-19
12
Braviant Holdings
A leading provider of tech-enabled credit products and services for underbanked …
Chicago 51 - 100 $95.0M Debt Financing 2026-04-07
13
Informed
Informed is a developer of a consumer auto financing platform designed to collec…
Belvedere Tiburon 51 - 100 $20.0M Series A 2021-05-18
14
Rocket Companies
Rocket Companies is a Detroit-based company obsessed with helping our clients ac…
Detroit c 10001 max $5.2B Post Ipo Debt 2025-06-03
15
InCred
InCred is a financial services platform that simplifies the lending process for …
Mumbai 1K - 5K $428.5M Debt Financing 2025-07-03
16
Happy Money
Happy Money offers financial tools and services for human happiness.
Tustin 101 - 250 $337.1M Series Unknown 2023-11-15
17
Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential …
San Francisco 101 - 250 $316.3M Series C 2017-03-31
18
Tata Capital
Tata Capital is a non-banking financial company offering financial products and …
Mumbai c 10001 max $514.2M Grant 2025-11-03
19
Snapmint
Snapmint is a financial technology company that provides cardless, paperless, on…
Mumbai 101 - 250 $172.8M Series B 2025-10-31
20
Inclined Technologies
Inclined is a financial technology company that helps policyholders enhance the …
San Francisco 11 - 50 $26.9M Series B 2025-06-17
21
JULO
JULO is a digital lending company that provides affordable, unsecured personal l…
Jakarta 501 - 1K $155.0M Debt Financing 2022-04-13
22
Creditas
Creditas is a consumer loaning startup that operates a digital platform providin…
São Paulo 1K - 5K $1.2B Series G 2025-12-01
23
Financeit
Financeit simplifies complex sales transactions for businesses and their custome…
Toronto 251 - 500 $570.6M Debt Financing 2024-10-21
24
Baubap
Baubap is a developer of a microlending financial platform that offers personal …
Mexico City 11 - 50 $143.6M Debt Financing 2024-02-27
25
Cadence Bank
Cadence Bank provides financial services that include banking services, commerci…
Tupelo 5K - 10K $245.0M Debt Financing 2014-07-09
26
Kredivo Group
Kredivo Group offers digital financial services through its brands Kredivo, Kred…
Singapore 501 - 1K $750.0M Series D 2023-03-22
27
Solfácil
Solfácil is a unique ecosystem for solar installers, enabling their business thr…
São Paulo 501 - 1K $460.6M Debt Financing 2025-02-20
28
VIVA Finance
VIVA Finance is a fintech platform for overlooked consumers.
Atlanta 51 - 100 $228.5M Undisclosed 2025-07-16
29
Oportun
Oportun is a digital banking platform that offers personal loans and financial s…
San Carlos 1K - 5K $3.2B Post Ipo Debt 2025-10-14
30
Qifu Technology
Qifu Technology provides financial technology services to individuals and famili…
Shanghai 1K - 5K $690.0M Post Ipo Debt 2025-03-27
31
Anyfin
Anyfin - a smart finance app that empowers people to understand and improve thei…
Stockholm 101 - 250 $138.1M Series C 2023-01-18
32
ChargeAfter
ChargeAfter is the global multi-lender network for point-of-sale financing.
New York 51 - 100 $61.0M Series B 2022-03-22
33
Prodigal
Agentic AI platform purpose-built for consumer finance, and trained on half a bi…
Mountain View 51 - 100 $12.1M Series A 2021-07-22
34
FinMkt
Revolutionizing point of sale financing through our highly customizable SaaS, mu…
New York 11 - 50 $12.5M Series B 2019-08-06
35
Hero FinCorp
Hero FinCorp is a non-banking financial company specializing in commercial lendi…
New Delhi 1K - 5K $372.8M Private Equity 2022-02-03
36
Lil Snack
Lil Snack is developing the daily games consumer platform.They has collectively …
Los Angeles 1 - 10 $3.1M Seed 2024-04-02
37
AND Global
AND Global is a Financial Technology as a service company that offers the very b…
Singapore 101 - 250 $76.1M Series B 2025-08-18
38
Spruce
Spruce develops a platform that enables individuals to receive services in their…
Austin 51 - 100 $40.6M Series B 2022-07-19
39
fintonic
Fintonic is a personal-finance app and broker that helps to manage money and als…
Madrid 51 - 100 $71.0M Series E 2024-04-30
40
BlockFi
BlockFi develops a blockchain-driven wealth management platform for crypto inves…
Jersey City 501 - 1K $1.4B Debt Financing 2022-06-21
41
Bread
Bread partners with retailers to offer pay-over-time solutions that make financi…
New York 51 - 100 $200.3M Series Unknown 2018-09-18
42
Proportunity
Proportunity is a financial services organisation made possible by technology.
London 11 - 50 $168.3M Series A 2022-05-14
43
ZestMoney
ZestMoney is a fintech company that uses digital EMI without the need for a cred…
Bangalore 501 - 1K $120.9M Series Unknown 2023-08-08
44
Ignosis
Account Aggregator (AA) Infrastructure and Financial Data Intelligence Platform
Ahmedabad 11 - 50 $4.0M Seed 2025-09-30
45
October
October is an online marketplace for business loans, enabling investors to lend …
Paris 101 - 250 $649.8M Series Unknown 2023-01-19
46
Listo
Listo is a consumer financial services company offering insurance and loans via …
San Jose 11 - 50 $11.4M Series A 2021-11-08
47
Divido
Divido is a global white label consumer lending platform for financial instituti…
London 51 - 100 $54.9M Debt Financing 2022-04-07
48
Lantern
Lantern is the cannabis e-commerce marketplace and on-demand delivery platform.
Grand Rapids 11 - 50 $40.0M Seed 2021-10-13
49
Lendela
Lendela is a fintech platform that matches borrowers with their personalised loa…
Singapore 51 - 100 $9.0M Series A 2023-11-23
50
CommunityWorks
CommunityWorks, a non-profit financial organization, helps people become financi…
Greenville 11 - 50 $4.6M Grant 2025-10-07