The most prominent credit companies ranked by global prominence, funding activity, and market position. Showing the top 50 out of 2,049 companies tracked on Fsome.
| # | Company | Location | Employees | Total Funding | Last Round | Last Funded |
|---|---|---|---|---|---|---|
| 1 |
Octane
Octane is a fintech firm offering financing solutions for powersports, outdoor e…
|
New York | — | $4.3B | Series F | 2025-12-15 |
| 2 |
Monroe Capital
Monroe Capital is an asset management firm that provides private credit solution…
|
Chicago | — | $534.0M | Debt Financing | 2025-07-01 |
| 3 |
Moniepoint
Moniepoint is a financial technology company that renders payments, credit, busi…
|
London | 51 - 100 | $323.1M | Series C | 2025-10-21 |
| 4 |
Apollo
Apollo is an asset management firm that focuses on the private investment-grade …
|
New York | 5K - 10K | $8.6B | Post Ipo Debt | 2026-03-25 |
| 5 |
Alkami Technology
Alkami Technology provides cloud-based digital banking solutions for credit unio…
|
Plano | 501 - 1K | $685.2M | Post Ipo Equity | 2026-03-25 |
| 6 |
OnePay
From spending and saving to borrowing and building better financial habits, OneP…
|
New York | 501 - 1K | $366.0M | Series Unknown | 2024-12-12 |
| 7 |
Golub Capital
Golub Capital is a market-leading direct lender and experienced private credit m…
|
New York | 1K - 5K | — | Private Equity | 2022-12-08 |
| 8 |
Nova Credit
Nova Credit is a credit infrastructure and analytics company that enables busine…
|
San Francisco | 51 - 100 | $159.4M | Series D | 2025-10-14 |
| 9 |
Percent
Percent is a platform for sourcing, structuring, syndicating, monitoring, and se…
|
New York | 11 - 50 | $48.5M | Series B | 2024-05-31 |
| 10 |
PayJoy
PayJoy is a financial service company that provides affordable smartphone financ…
|
San Francisco | 1K - 5K | $585.6M | Debt Financing | 2025-12-02 |
| 11 |
SoFi
SoFi is a finance company that offers a range of lending and wealth management s…
|
San Francisco | 1K - 5K | $12.3B | Post Ipo Equity | 2025-12-04 |
| 12 |
Tide
Tide is a business management platform that helps SMEs handle banking, invoicing…
|
London | 1K - 5K | $441.8M | Secondary Market | 2025-09-22 |
| 13 |
Esusu
Esusu is a financial technology platform that leverages data solutions to help r…
|
New York | 101 - 250 | $195.0M | Series C | 2025-12-11 |
| 14 |
Achieve
Achieve provides digital personal finance tools to help clients with their finan…
|
Tempe | 1K - 5K | $1.8B | Debt Financing | 2025-12-16 |
| 15 |
Zilch
Zilch is is a direct-to-consumer ad-subsidised payments network that provides a …
|
London | 251 - 500 | $822.9M | Debt Financing | 2025-11-13 |
| 16 |
Zed
Zed provides a credit-focused neobank service offering a no-fee, no-interest Tit…
|
Taguig | 11 - 50 | $22.5M | Series A | 2025-12-09 |
| 17 |
NMI
NMI provides payments enablement technology.
|
Roselle | 251 - 500 | $620.0M | Secondary Market | 2021-09-09 |
| 18 |
Upgrade
Upgrade is a fintech company that offers mobile banking, credit, and payment pro…
|
San Francisco | 1K - 5K | $1.0B | Debt Financing | 2026-02-10 |
| 19 |
TomoCredit
AI financial wellness platform- smarter, inclusive financial opportunities for e…
|
San Francisco | 51 - 100 | $139.1M | Series B | 2022-07-21 |
| 20 |
ClearScore
ClearScore is a fintech company that provides free credit scores, credit reports…
|
London | 101 - 250 | $242.4M | Debt Financing | 2025-02-25 |
| 21 |
Pagaya
Pagaya enables financial institutions to expand access to more customers through…
|
New York | 501 - 1K | $7.3B | Post Ipo Debt | 2026-04-06 |
| 22 |
Ocrolus
Ocrolus is an AI-powered data and analytics platform that enables faster and mor…
|
New York | 501 - 1K | $127.0M | Series C | 2021-09-22 |
| 23 |
Kredete
Kredete offers financial tools helping African immigrants in the U.S. transfer m…
|
New York | 11 - 50 | $24.8M | Series A | 2025-09-15 |
| 24 |
Array
Array delivers embeddable, custom-branded credit and identity tools, personalize…
|
New York | 251 - 500 | $67.0M | Series Unknown | 2023-01-01 |
| 25 |
Upwardli
Upwardli helps users build credit and savings through personalized financial pro…
|
Seattle | 11 - 50 | $12.0M | Seed | 2025-11-07 |
| 26 |
Kikoff
Kikoff provides credit building services through secured cards and rent reportin…
|
San Francisco | 101 - 250 | $42.5M | Series B | 2021-06-10 |
| 27 |
January
A transparent debt resolution platform humanizing the consumer debt collection i…
|
New York | 51 - 100 | $22.0M | Series B | 2023-12-04 |
| 28 |
AIR Platforms
AIR Platforms (AIR) is an AI-powered credit ratings firm delivering real-time, c…
|
New York | 1 - 10 | $6.1M | Seed | 2025-12-10 |
| 29 |
The Baldwin Group
The Baldwin Group is an advisory firm that delivers insurance, risk mitigation, …
|
Tampa | 1K - 5K | $1.5B | Post Ipo Debt | 2025-12-10 |
| 30 |
Optasia
Optasia is a fintech company that develops airtime credit and mobile value-added…
|
Dubai | 251 - 500 | $331.9M | Post Ipo Debt | 2026-04-10 |
| 31 |
Karus
Karus is a fintech company that offers AI engine for auto finance.
|
San Francisco | 11 - 50 | $14.7M | Secondary Market | 2025-12-03 |
| 32 |
Narmi
Narmi is a provider of mobile, online, and digital account banking to regional a…
|
New York | 101 - 250 | $55.5M | Series B | 2022-06-15 |
| 33 |
Global Loan Agency Services
Global Loan Agency Services is a financial services company that offers debt adm…
|
London | 251 - 500 | — | Private Equity | 2026-01-04 |
| 34 |
Wema Bank
Wema Bank is a provider of digital banking services.
|
Lagos | 1K - 5K | $149.7M | Post Ipo Equity | 2025-09-11 |
| 35 |
Neon
Neon is a digital bank that offers credit cards, personal loans, and investment …
|
São Paulo | 501 - 1K | $852.4M | Series E | 2025-07-10 |
| 36 |
CredibleX
CredibleX is an embedded finance platform that provides working capital finance …
|
Abu Dhabi | 11 - 50 | $155.0M | Debt Financing | 2025-09-10 |
| 37 |
Milo
Milo is a financial technology company that is reimagining the way crypto and gl…
|
Miami | 11 - 50 | $88.0M | Debt Financing | 2025-02-26 |
| 38 |
Credit Genie
Credit Genie is a fintech company that provides financial tools and debt relief …
|
Conshohocken | 11 - 50 | $57.0M | Series Unknown | 2025-02-12 |
| 39 |
Maxwell Financial Labs
A digital mortgage platform and value-added services designed exclusively for sm…
|
Denver | 101 - 250 | $79.3M | Series B | 2021-10-26 |
| 40 |
Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential …
|
San Francisco | 101 - 250 | $316.3M | Series C | 2017-03-31 |
| 41 |
Park Square Capital
Park Square is one of Europe’s leading private debt firms, providing credit solu…
|
London | 101 - 250 | — | Private Equity | 2022-01-10 |
| 42 |
Camino Financial
Camino Financial is an online finance company that offers business loans and wea…
|
Los Angeles | 51 - 100 | $169.6M | Debt Financing | 2022-04-07 |
| 43 |
TheGuarantors
TheGuarantors is a FinTech company that offers innovative risk and financial sol…
|
New York | 101 - 250 | $111.7M | Debt Financing | 2023-04-26 |
| 44 |
Climb Credit
Innovative student payment platform that makes career-focused education more acc…
|
Las Vegas | 51 - 100 | $68.6M | Series Unknown | 2020-06-22 |
| 45 |
Acima
Acima develops credit financing platform.
|
Draper | 501 - 1K | $125.0M | Debt Financing | 2018-05-02 |
| 46 |
PaymentCloud
PaymentCloud merchant services company that specializes in secure payment proces…
|
Encino | 51 - 100 | $45.0M | Debt Financing | 2022-06-13 |
| 47 |
OneMain Financial
OneMain Financial has been offering responsible and transparent loans for over 1…
|
Evansville | 5K - 10K | $2.9B | Post Ipo Debt | 2025-03-13 |
| 48 |
JULO
JULO is a digital lending company that provides affordable, unsecured personal l…
|
Jakarta | 501 - 1K | $155.0M | Debt Financing | 2022-04-13 |
| 49 |
Mission Lane
Mission Lane is a consumer finance company dedicated to helping everyone have ac…
|
Richmond | 501 - 1K | $675.0M | Series Unknown | 2024-02-16 |
| 50 |
Covalto
Covalto is a leading digital banking and services platform for SMEs in Mexico.
|
Mexico City | 251 - 500 | $521.3M | Debt Financing | 2022-10-17 |